The Maritime History of the Great Lakes
Canadian Lake Protective Association
The Railway and Marine World (Toronto, ON), June 1911, p. 563

Full Text

The English underwriters were the

first to give the Canadian Lake [Protective

Association full recognition, and announced

in good time a rate of 5 3/4% as

a basis rate for vessels belonging either

to this association or to the Great Lakes

Protective Association of Cleveland,

Ohio Both associations were thus placed

exactly on the same basis and at a

rate which was 1/4% better than the

basis rate of last year. On the other

hand, underwriters in New York, under

considerable pressure from those interested

in the Great Lakes Protective Association,

which organization through its

representatives was much opposed to

the formation of the Canadian Association,

hesitated in coming to a conclusion,

taking a little time to make up

their minds regarding the various objections

which were raised against us.

Ultimately they announced for the Canadian

Association the same rate quoted

in the English market, but as a concession

to the U.S. organization at Cleveland,

announced a rate for its vessels

of 5 1/2% or 1/4% less than that which

they quoted to the Canadian Association's


The result, of course, is that members

of the Canadian Association are placing

insurance so far as possible in the English

market, where they receive equal

recognition with the Great Lakes Protective

Association. Some fleets, however,

have a good deal of their insurance

covered in New York, and these

at present suffer the discrimination of

1/4 of 1% mentioned to the extent to

which they cover their risks there.

There is no doubt whatever that the

Canadian Association would have had

fair recognition in New York just as it

had in London, hut for the opposition

of parties opposed to its organization.

As it is the discrimination is probably

only temporary, and prominent underwriters

in New York announce that full

recognition is withheld only until the

association gets in full working order,

and shows that it can carry out its present

intentions. It is to be noted that

its membership is pretty well comprehensive

of the Canadian fleet of steamers

of the class it was intended to cover,

and that it is receiving the hearty support

of vessel owners enrolled in it. Its

success seems to be assured, and doubtless

it will shortly receive the full recognition

it deserves.

In the meantime it has made arrangements

with the Dominion Department of

Railways and Canals to co-operate for

the benefit of the service. It has been

arranged that the various canal superintendents

shall keep the association's

office posted regarding water conditions,

and shall make prompt report to the

association of any vessels being overloaded.

Casualty report forms are in

the hands of the masters of all the

steamers enrolled in the association, and

full records are being kept by the association

of the various accidents, slight

or serious, which may occur. Correspondence

has taken place with owners

of the vessels outside as well as in the

association, and United States as well as

Canadian, whose masters appear to have

violated the regulations or sailing rules.

It is not apparent why the Great

Lakes Protective Association of the U.S.

and the Canadian Lake Protective Association

cannot both become effective

organizations, working together for the

good of the whole system of navigation

on the lakes, receiving equal recognition

from underwriters, and altogether

managing to control conditions in such

a way that underwriting can be managed

with profit to the underwriters and

without unreasonable expense to owners.

It is to be regretted that any opposition

was put in the way of the Canadian organization

at the very outset. At present

that association aims to do more

than the other by exercising direct control

over the masters of the enrolled

vessels. It is hoped that it will have a

fair chance to prove its efficiency in this


Media Type:
Item Type:
Date of Original:
June 1911
Language of Item:
Copyright Statement:
Public domain: Copyright has expired according to the applicable Canadian or American laws. No restrictions on use.
Maritime History of the Great Lakes
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Canadian Lake Protective Association