3 South \Witiam Street, New ee Average Adjusters Insurance Brokers "Hulls and Cargoes We place Insurances in the most Advantageous Markets. and Have Unequalled Facilities for Procuring in the In- terests of Our Clients, the Best Obtainable Rates and Terms in the strongest Foreign and Home Companies We REPRESENT THE ASSURED Branches: CLEVELAND, CHICAGO, BUFFALO, NEW ORLEANS, SEATTLE & SAN FRANCISCO. Represented by C. T. Bowring & Company (Insurance), Ltd. Winchester House and at " Lloyd's," London